My Net Worth Update – October 2009
Every month I calculate my net worth and then publish it. While the exact figures of my wages are not disclosed, what it does to my net worth, is. This month I am so close … !
Where I work we receive our overtime 1-2 months after we actually work the hours, due to how the payroll operates and how claim cut-off dates affect claim periods. Therefore this month I am seeing the fruits of my labour from the last part of August and the beginning of September.
The graph speaks for itself.
The last little bit is just there to tease me I am sure. Flicking back through my budget for the previous 10 months there are so many places I could have shaved off that amount if I had really, really put my mind into it just a few more percentage points. If I hadn’t gone on holiday to Cyprus in April, for example. Sure the holiday itself was free – no flights or hotels to pay for – but I took over £1,000 in spending money and guiltily spent the lot.
But, there is little point in crying over spilt milk. What is done, is done.
According to one (of my many) mighty spreadsheets, this means next month is freedom month – assuming my car does not blow up in the meantime of course.

You may remember that last month I was going to attempt to make an additional £1,252.16 to bring forward the pay-off date a month nearer still. I nearly made it, but fell short by £653.58 as can be seen above.
Darnit.

Related Posts- My Net Worth Update - Sep 2009
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- Two Steps Forward, Three Steps Back
- My Financial Meltdown: Part 4
- Is Debt Worth It? Does It Matter?
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Very nice man! Well done! It’s just a matter of time now. And that’s the beauty of it.
If you stick with something long enough and have the right PROCESS, you will eventually succeed.
Best